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APR 11.00%

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Your Credit Union

Inspire Credit Union Bishopstown and Cobh is at the heart of the community, serving people across both areas. A credit union is a group of individuals connected by a ‘common bond’ through where they live, work, or study, who save together and borrow from one another at fair and reasonable rates. Inspire Credit Union is owned by its members – the people who save and borrow with us.

We proudly support members from Ballinhassig, Ballinora, Ballymore, Bishopstown, Carrigrohane, Cobh, Glasheen, Model Farm Road, Waterfall, Wilton, and the surrounding areas. With over 34,000 members, we provide trusted financial services including mortgages, current accounts, online banking, a mobile app, competitive loans, and free savings and loan protection.

If you are not yet a member, why not join today?

Membership Benefits

  • Personalised Service
  • Mortgages
  • Competitive range of loan products
  • Full Current Account with Online Banking
  • Member, Not a Customer
  • Loan Protection
  • Online Services - 24/7 Acccess
  • And Much More
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A smiling woman in a red jacket rides piggyback on a laughing man outdoors under a bright, sunny sky, their carefree joy matching opening a 60 day saver from Inspire Credit Union

Our new 60-Day Notice Regular Saver

13 July 2026

Introducing our 60-Day Notice Regular Saver! Save from €100 per month, with a variable interest rate of 1.00% per annum (1.00%) AER, and build your savings with confidence. Your money, your pace — with just 60 days’ notice to withdraw. [...]

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A smiling woman holds a colourful visa debit card in one hand and a mobile phone in the other, appearing to make an online purchase, while plants fill the bright space around her—highlighting the Inspire Credit Union Current Account and Debit Card

Introducing Our New Look Visa Debit Card

6 July 2026

As part of our commitment to enhancing your banking experience, we are transitioning our current account debit cards from Mastercard [...]

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A smiling woman with long grey hair in an orange jumper holds a white paper cut-out shaped like a house against a solid blue background, reflecting confidence as credit unions aim to hold mortgage rates steady. Inspire CU Mortgages

Credit Unions to hold mortgage rates steady

18 June 2026

Following recent changes to European Central Bank rates, we are please to share that Credit Unions are holding mortgage rates [...]

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Bishopstown Office

Inspire Credit Union (formerly Bishopstown Credit Union), Curraheen Road, Bishopstown, Cork, Ireland T12 P977

Cobh Office


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Inspire Credit Union Cobh, Harbour Row, Kilgarvan, Cobh, County Cork, Ireland

  • Bishopstown
  • Cobh

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